Legal Document

Terms & Conditions

Version 2.0 | Effective Date: 3 July 2026 | Last Reviewed: 14 September 2021
Contents
01

Introduction

This section outlines the terms regarding introduction for Asset Flow Limited. Please review these terms carefully as they govern your use of our platform.

Asset Flow Limited maintains strict compliance with all relevant international standards regarding introduction.

02

Definitions

This section outlines the terms regarding definitions for Asset Flow Limited. Please review these terms carefully as they govern your use of our platform.

Asset Flow Limited maintains strict compliance with all relevant international standards regarding definitions.

03

Eligibility & Registration

This section outlines the terms regarding eligibility & registration for Asset Flow Limited. Please review these terms carefully as they govern your use of our platform.

Asset Flow Limited maintains strict compliance with all relevant international standards regarding eligibility & registration.

Registration of an account does not confer automatic access to every service offered through the Platform. Fiat services and any associated banking or payment services are restricted-access services. They are not automatically available to every registered user and may be accessed only by users who qualify as an Affiliate Investor under the Platform’s applicable rules and who maintain an active Group Investor status/account, subject to the applicable eligibility, verification, KYC/AML, compliance, jurisdictional, account-status and service requirements described in Section 22 and the Fiat Terms.

04

Account Security

This section outlines the terms regarding account security for Asset Flow Limited. Please review these terms carefully as they govern your use of our platform.

Asset Flow Limited maintains strict compliance with all relevant international standards regarding account security.

05

Nature of Services

This section outlines the terms regarding nature of services for Asset Flow Limited. Please review these terms carefully as they govern your use of our platform.

Asset Flow Limited maintains strict compliance with all relevant international standards regarding nature of services.

The Platform may make different categories of service available to different users. Restricted-access services, including fiat services and any associated banking or payment services, are not universally available to all registered users.

06

Regulatory Status

This section outlines the terms regarding regulatory status for Asset Flow Limited. Please review these terms carefully as they govern your use of our platform.

Asset Flow Limited maintains strict compliance with all relevant international standards regarding regulatory status.

07

Platform Statistics

This section outlines the terms regarding platform statistics for Asset Flow Limited. Please review these terms carefully as they govern your use of our platform.

Asset Flow Limited maintains strict compliance with all relevant international standards regarding platform statistics.

08

Investment Risk

This section outlines the terms regarding investment risk for Asset Flow Limited. Please review these terms carefully as they govern your use of our platform.

Asset Flow Limited maintains strict compliance with all relevant international standards regarding investment risk.

09

VIP & Bonus Services

This section outlines the terms regarding vip & bonus services for Asset Flow Limited. Please review these terms carefully as they govern your use of our platform.

Asset Flow Limited maintains strict compliance with all relevant international standards regarding vip & bonus services.

10

Affiliate Program

This section outlines the terms regarding affiliate program for Asset Flow Limited. Please review these terms carefully as they govern your use of our platform.

Asset Flow Limited maintains strict compliance with all relevant international standards regarding affiliate program.

For the purposes of these Terms, an “Affiliate Investor” means a user who qualifies as such under the Platform’s applicable affiliate, investment and eligibility rules. A “Group Investor status/account” means the active investor status or account designation required by the Platform for access to certain restricted services. Qualification as an Affiliate Investor, and maintenance of an active Group Investor status/account, is a continuing condition of eligibility for the restricted fiat and associated banking or payment services described in Section 22. These designations are distinct from mere account registration.

11

PTB System Logic

This section outlines the terms regarding ptb system logic for Asset Flow Limited. Please review these terms carefully as they govern your use of our platform.

Asset Flow Limited maintains strict compliance with all relevant international standards regarding ptb system logic.

12

User Responsibilities

This section outlines the terms regarding user responsibilities for Asset Flow Limited. Please review these terms carefully as they govern your use of our platform.

Asset Flow Limited maintains strict compliance with all relevant international standards regarding user responsibilities.

13

Prohibited Activities

This section outlines the terms regarding prohibited activities for Asset Flow Limited. Please review these terms carefully as they govern your use of our platform.

Asset Flow Limited maintains strict compliance with all relevant international standards regarding prohibited activities.

14

Deposits & Withdrawals

This section outlines the terms regarding deposits & withdrawals for Asset Flow Limited. Please review these terms carefully as they govern your use of our platform.

Asset Flow Limited maintains strict compliance with all relevant international standards regarding deposits & withdrawals.

Fiat deposits, fiat withdrawals, bank transfers, bank or payment-account services, currency conversion and any associated third-party banking or payment services are restricted-access services. They are not automatically available to every registered user and are not a universal feature of account registration. Access to those services is limited to qualified Affiliate Investors who maintain an active Group Investor status/account and who satisfy the applicable eligibility, verification, KYC/AML, compliance, jurisdictional and account-status requirements set out in Section 22 and the Fiat Terms.

15

AML & KYC Policy

This section outlines the terms regarding aml & kyc policy for Asset Flow Limited. Please review these terms carefully as they govern your use of our platform.

Asset Flow Limited maintains strict compliance with all relevant international standards regarding aml & kyc policy.

16

Fees & Charges

This section outlines the terms regarding fees & charges for Asset Flow Limited. Please review these terms carefully as they govern your use of our platform.

Asset Flow Limited maintains strict compliance with all relevant international standards regarding fees & charges.

17

Intellectual Property

This section outlines the terms regarding intellectual property for Asset Flow Limited. Please review these terms carefully as they govern your use of our platform.

Asset Flow Limited maintains strict compliance with all relevant international standards regarding intellectual property.

18

Limitation of Liability

This section outlines the terms regarding limitation of liability for Asset Flow Limited. Please review these terms carefully as they govern your use of our platform.

Asset Flow Limited maintains strict compliance with all relevant international standards regarding limitation of liability.

19

Suspension & Termination

This section outlines the terms regarding suspension & termination for Asset Flow Limited. Please review these terms carefully as they govern your use of our platform.

Asset Flow Limited maintains strict compliance with all relevant international standards regarding suspension & termination.

20

Dispute Resolution

This section outlines the terms regarding dispute resolution for Asset Flow Limited. Please review these terms carefully as they govern your use of our platform.

Asset Flow Limited maintains strict compliance with all relevant international standards regarding dispute resolution.

21

Changes to Terms

This section outlines the terms regarding changes to terms for Asset Flow Limited. Please review these terms carefully as they govern your use of our platform.

Asset Flow Limited maintains strict compliance with all relevant international standards regarding changes to terms.

22

Fiat Services

Fiat services and any associated banking or payment services made available through the Platform are restricted-access services and are not automatically available to all registered users. Access is limited to qualified Affiliate Investors who maintain an active Group Investor status/account and who satisfy all applicable eligibility, verification, KYC/AML, compliance, jurisdictional and account-status requirements.

Where available, such services may include fiat deposits, fiat withdrawals, bank transfers, bank or payment-account services, currency conversion, supported fiat currencies, payment processing, and other related payment services arranged through third-party banking or payment service providers. The availability of any particular service, currency, payment method or banking facility may depend on the user’s jurisdiction, verification status, applicable law, technical availability, and the availability and requirements of the relevant third-party provider.

Asset Flow Limited does not itself operate as a bank, deposit-taking institution or regulated banking institution by reason of making restricted fiat or payment services available through the Platform. Fiat balances shown on the platform are ledger records of your account with Asset Flow. They are not a bank deposit and are not covered by a deposit guarantee scheme unless a separate, published arrangement says otherwise.

Asset Flow Limited does not guarantee that any particular fiat or banking service will remain available and reserves the right, subject to applicable law and these Terms, to restrict, suspend or discontinue access where eligibility requirements are no longer satisfied, including where Affiliate Investor or Group Investor status becomes inactive, expires, is suspended, fails verification or otherwise no longer satisfies the Platform’s eligibility requirements, or where required for regulatory, compliance, security, risk-management or service-provider reasons. Maintaining an active Group Investor status/account is a continuing condition of eligibility for access to the Platform’s restricted fiat and associated banking/payment services.

Fiat wallet, currency conversion, payout methods, and cash-out services are also covered by a separate Fiat Terms and Conditions document. Those Fiat Terms apply in addition to these Terms & Conditions and the Privacy Policy. If there is a conflict about the fiat wallet, conversion, payment methods, or cash outs, the Fiat Terms control that subject. You must read and agree to the Fiat Terms before using fiat services.

Read Full Fiat Terms

Cryptocurrency Withdrawal Limits & Risk Management

Our cryptocurrency withdrawal processing is governed by a dedicated policy that covers account classifications, per-transaction and daily limits, wallet authorisation requirements, temporary restriction grounds, network fee disclosures, and withdrawal request statuses.

This policy supplements but does not replace these Terms & Conditions. Please review it before submitting a cryptocurrency withdrawal request.

Withdrawal Terms

Review our Cryptocurrency Withdrawal Limits and Risk Management Policy.

These Terms constitute the entire agreement between you and Asset Flow Limited regarding Platform use.

Last reviewed: 14 September 2021

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